If you’re a smoke shop owner, a CBD store operator, an online hemp retailer, or a wholesaler selling Delta-10, Delta-8, THC-A, and other THC hemp cbd products, you’ve probably already run into problems, closures, last minute cancellations, hassles and headaches when it comes to credit card processing. Traditional processors either won’t touch Delta-10 or shut you down without warning. Some merchants resort to cash-only transactions or risky offshore solutions—neither of which is sustainable or professional.
We’re here to fix that and best of all its super easy to apply online. click here to start now.
We specialize in helping sellers of hemp-derived cannabinoids—like Delta-10 THC—get approved for reliable, legal, and cost-effective merchant accounts. Whether you're selling in-store or online, whether it’s tinctures, flower, vapes, or edibles, we’ll help you accept credit cards without the stress of account closures, frozen funds, or hidden fees.
Delta Ten THC is a minor cannabinoid derived from hemp, similar in structure to Delta-8 and Delta-9 THC. It offers mild psychoactive effects that many customers describe as energizing, clear-headed, and uplifting—a popular alternative for those who find Delta-9 too intense or Delta-8 too sedating.
It’s most often found in:
Disposable vape pens and cartridges
Gummies and edibles
Tinctures and oils
Pre-rolls and hemp flower blends
And unlike Delta-9 THC, Delta Ten is federally legal under the 2018 Farm Bill—as long as it’s hemp-derived and contains less than 0.3% Delta-9 THC by dry weight. This makes it extremely attractive for retailers looking to offer psychoactive effects without violating federal law.
But legal doesn’t mean easy when it comes to processing credit card payments.
Despite being legal, Delta-10 is still classified as a high-risk product by banks and payment processors. That’s because of a combination of regulatory uncertainty, consumer confusion, and liability risks. Here’s why most processors reject applications from Delta-10 sellers:
Regulatory gray areas: Delta-10’s legality varies from state to state. Some states have banned it outright, others allow it without restriction. Processors don’t want to navigate that patchwork.
No FDA oversight: The FDA hasn’t approved Delta-10 for consumption, and that creates nervousness for banks.
Product labeling concerns: Because Delta-10 is often synthesized from CBD isolate, it raises concerns about purity, consistency, and mislabeling.
Chargebacks: Novelty products—especially those with mood-altering effects—can carry higher chargeback rates due to customer complaints or misunderstandings.
Association with cannabis: Even though Delta-10 is hemp-derived, many processors view it through the same lens as marijuana. That stigma alone causes denials.
If you've already tried applying or been shut off, closed, cancelled by Square, Stripe, Shopify Payments, or PayPal, you probably found out the hard way: your account gets flagged or frozen as soon as you start listing Delta-10 products.
We work with all kinds of businesses selling Delta-10, including:
Brick-and-mortar Head Shops / Smoking Supply shops
CBD and wellness stores
Hemp retailers and franchise operators
Online sellers running Shopify, WooCommerce, or custom stores
Distributors and wholesalers
Whether you're selling tinctures, hemp flower, infused edibles, or vape carts, we have a compliant solution that allows you to accept credit and debit cards legally and securely.
We’ve partnered with processors and acquiring banks that specialize in hemp and cannabinoid-based businesses. These are not fly-by-night overseas providers—they’re fully legal, U.S.-based credit card processors that understand your business, friendly with CBD and Hemp and are ready to support it.
When you work with us, you’ll get:
✅ A custom high-risk merchant account for Delta-10 THC
✅ Domestic banking relationships—no offshore hoops to jump through
✅ Fast approvals, with most accounts ready in 2–5 business days
✅ Full POS support for in-store sales (Clover, PAX, Dejavoo)
✅ Seamless integration with your ecommerce store
✅ Transparent pricing—no hidden fees or bait-and-switch offers
✅ Ongoing support to help you stay compliant and reduce chargebacks
In-Store? We’ll set you up with modern smart terminals that work with your current inventory and staff needs. Whether it’s a Clover Mini at your counter or a PAX terminal with tip options and tax settings, we’ve got you covered.
Online? We’ll connect your website to powerful, customizable gateways like:
NMI Gateway – Ideal for Delta-10 and CBD ecommerce
Authorize.net – Works when paired with an approved high-risk processor
USAePay – Excellent for recurring orders or subscriptions
If you use Shopify, we’ll help you plug in an external gateway so you can keep using their storefront while processing Delta-10 orders safely.
We make the approval process simple. Here’s what you’ll need:
A functioning website (for ecommerce) or business info (for in-store only)
A valid government-issued ID
Articles of Incorporation or LLC documents
Your EIN and business bank account
A Voided check or bank letter
Certificates of Analysis (COAs) for Delta-10 products
A compliant Privacy Policy, Refund Policy, and Terms of Service
An age gate (you must restrict access to 21+)
We’ll walk you through every step and help you tweak your site if needed to meet visa & mastercard credit card processor guidelines.
Yes, Delta-10 merchant accounts are “high-risk,” but that doesn’t mean you should be paying sky-high fees or dealing with 30% reserves.
We help you keep costs low by:
Finding the best-fit processor based on your sales volume, location, and risk profile
Helping you reduce chargebacks with better customer communication
Reviewing your labels, product descriptions, and policies for compliance
Ensuring you avoid any medical claims or misleading content that would raise red flags
Typical rates for approved Delta-10 CBD Hemp MJ 420 businesses range from 2.5% to 5.5% depending on time in business, monthly volume and history with little or no rolling reserve once your processing history builds.
If you’re serious about growing your Delta-10 business, you need a merchant account that’s just as serious—not some unstable workaround that could disappear overnight.
We’ve helped hundreds of hemp and smoke shop businesses process payments legally and securely, and we’re ready to help you too. Whether you’re just launching your first Delta-10 product or looking to cut costs from an overpriced processor, we’ll guide you every step of the way.
Let’s get you up and running. Upload two months of your current merchant statements, or reach out directly and we’ll show you how much you could be saving.
Reliable, legal, and professional Delta-10 THC credit card processing starts here. Click Here to Apply Now!